A difference in mentality

   Most people, if they want something, will say to themselves, 
   "Do I have enough money to buy it?" or "Am I able to make the 
   payment on the loan that I would need to buy it?"  If the 
   answer to either question is yes, they buy.  Whether they are 
   able to do it is the only question they ask.  The frugal 
   person, the sparing person, thinks differently, however.  His 
   mind works differently, he operates under a different mentality 
   than most people.  He habitually asks different questions of 
   himself.  He will ask questions like:  Do I really need it?  Is 
   it worth the price?  Is it a good price or can I find it 
   cheaper somewhere else?  Is it good for me? (as in buying junk 
   food).  He is ruled by a mental discipline that most people 
   don't have.  Even though he may be a multi-millionaire he has 
   set ideas on what different things are worth and won't pay 
   more.  He refuses to pay $.69/lb for bananas or $1.50 for a 
   loaf of bread and will indeed go without them before paying it.  
   Whether he can afford to pay the price has nothing to do with 
   it.  It is a matter of principle.  He won't overpay for 
   something as a matter of principle.  He figures, calculates and 
   approaches everything through reason and principle.