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On Economy, Frugality and Waste



   Frugality may be termed the daughter of prudence, the sister of 
   temperance, and the parent of liberty.  He that is extravagant 
   will quickly become poor, and poverty will enforce dependence 
   and invite corruption. 
                                                        Johnson 




   He seldom lives frugally who lives by chance.  Hope is always 
   liberal, and they that trust her promises make little scruple 
   of revelling today on the profits of tomorrow. 

                                                        Johnson 




   With parsimony a little is sufficient;  without it nothing is 
   sufficient;  but frugality makes a poor man rich. 

                                                        Seneca 




   By sowing frugality we reap liberty, a golden harvest. 
                                                            
                                                        Agesilaus




   The way to wealth is as plain as the way to market.  It depends 
   chiefly on two words, industry and frugality;  that is waste 
   neither time nor money, but make the best of both.  Without 
   industry and frugality nothing will do;  with them, everything. 

                                                        Franklin 




   Frugality is a fair fortune;  and habits of industry a good 
   estate. 

                                                        Franklin 

       
 
       
   Little and often fills the purse.    
       
                                       German Proverb



   Frugality is an estate.



   Waste not, want not.



   Economy is a great revenue.



   Rust wastes more than use.



   He who saves in little things can be liberal in great ones.



   He that does not save pennies will never have dollars.



   If your means suit not with your ends, pursue those ends which 
   suit with your means.



   Take care to be an economist in prosperity;  there is no fear 
   of your being one in adversity.



   Thrift is better than an annuity.



   He shall never want more who is thankful for, and thrifty with, 
   a little.



   The harvest and vintage come not every day, therefore be 
   provident.



   Waste makes want.



   From saving comes having.



   There are more foolish buyers than foolish sellers.



   Good management is better than good income.



   A penny saved is a penny earned.



   Who heeds not a penny shall never have any.



   He that buys what he does not need must often sell what he does 
   need.



   Many have been ruined by buying good bargains.



   Cut your coat according to your cloth.



   The most important element in success is economy --- economy of 
   money and time.



   The true philosopher's stone is to have means and not to spend 
   injudiciously.



   Nature requires little --- fancy much.



   Prosperity is the fruit of labor.  Teach economy.  That is one 
   of the first and highest virtues.  It begins with saving money. 
                                       
                                                  Abraham Lincoln



   Spending your money with many a guest empties the kitchen, the 
   cellar, and the chest.



   If you know how to spend less than you get, you have the 
   philosopher's stone. 

                                                 Franklin



   Economy is the parent of integrity, of liberty, and of ease; 
   and the beauteous sister of temperance, of cheerfulness, and 
   health; and profuseness is a cruel and crafty demon, that 
   gradually involves her followers in dependence and debts, and 
   so fetters them with irons that enter into their inmost souls. 

                                                 Hawkesworth



   Economy is in itself a source of great revenue. 

                                               Seneca



   Without economy none can be rich, and with it few will be poor. 

                                                      Johnson



   It is no small commendation to manage a little well.  To live 
   well in abundance is the praise of the estate, not of the 
   person.  I will study more how to give a good account of my 
   little, than how to make it more. 
   
                                             Joseph Hall



   There is no gain so certain as that which arises from sparing 
   what you have. 

                                                Publius Syrus



   A man's ordinary expenses ought to be but to the half of his 
   receipts, and if he thinks to wax rich, but to the third part. 
    
                                                            Bacon



   He who is taught to live upon little owes more to his father's 
   wisdom than he that has a great deal left him does to his 
   father's care. 
                                                          Penn



   Take care to be an economist in prosperity; there is no fear 
   of your not being one in adversity. 
   
                                                     Zimmerman




   Not to be covetous, is money; not to be a purchaser, is a 
   revenue. 

                                                     Cicero




   Let honesty and industry be thy constant companions, and spend 
   one penny less than thy clear gains; then shall thy pocket 
   begin to thrive; creditors will not insult, nor want oppress, 
   nor hunger bite, nor nakedness freeze thee. 
   
                                                    Franklin




   Proportion and propriety are among the best secrets of domestic 
   wisdom; and there is no surer test of integrity than a well-
   proportioned expenditure.  
                                                     Hannah More



   The man who will live above his present circumstances is in 
   great danger of soon living much beneath them; or as the 
   Italian proverb says, "The man that lives by hope, will die by 
   despair." 
                                                          Addison



   A man may, if he knows not how to save as he gets, keep his 
   nose all his life to the grindstone and die not worth a groat 
   after all. 
                                                  Franklin



   Ere you consult fancy, consult your purse. 

                                     Franklin





   The world abhors closeness, and all but admires extravagance; 
   yet a slack hand shows weakness, and a tight hand strength. 

                                                      Buxton





   Take care of the pence, and the pounds will take care of 
   themselves. 
                                                  Franklin
    


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