Website owner:  James Miller

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On Economy, Frugality and Waste

   Frugality may be termed the daughter of prudence, the sister of 
   temperance, and the parent of liberty.  He that is extravagant 
   will quickly become poor, and poverty will enforce dependence 
   and invite corruption. 

   He seldom lives frugally who lives by chance.  Hope is always 
   liberal, and they that trust her promises make little scruple 
   of revelling today on the profits of tomorrow. 


   With parsimony a little is sufficient;  without it nothing is 
   sufficient;  but frugality makes a poor man rich. 


   By sowing frugality we reap liberty, a golden harvest. 

   The way to wealth is as plain as the way to market.  It depends 
   chiefly on two words, industry and frugality;  that is waste 
   neither time nor money, but make the best of both.  Without 
   industry and frugality nothing will do;  with them, everything. 


   Frugality is a fair fortune;  and habits of industry a good 


   Little and often fills the purse.    
                                       German Proverb

   Frugality is an estate.

   Waste not, want not.

   Economy is a great revenue.

   Rust wastes more than use.

   He who saves in little things can be liberal in great ones.

   He that does not save pennies will never have dollars.

   If your means suit not with your ends, pursue those ends which 
   suit with your means.

   Take care to be an economist in prosperity;  there is no fear 
   of your being one in adversity.

   Thrift is better than an annuity.

   He shall never want more who is thankful for, and thrifty with, 
   a little.

   The harvest and vintage come not every day, therefore be 

   Waste makes want.

   From saving comes having.

   There are more foolish buyers than foolish sellers.

   Good management is better than good income.

   A penny saved is a penny earned.

   Who heeds not a penny shall never have any.

   He that buys what he does not need must often sell what he does 

   Many have been ruined by buying good bargains.

   Cut your coat according to your cloth.

   The most important element in success is economy --- economy of 
   money and time.

   The true philosopher's stone is to have means and not to spend 

   Nature requires little --- fancy much.

   Prosperity is the fruit of labor.  Teach economy.  That is one 
   of the first and highest virtues.  It begins with saving money. 
                                                  Abraham Lincoln

   Spending your money with many a guest empties the kitchen, the 
   cellar, and the chest.

   If you know how to spend less than you get, you have the 
   philosopher's stone. 


   Economy is the parent of integrity, of liberty, and of ease; 
   and the beauteous sister of temperance, of cheerfulness, and 
   health; and profuseness is a cruel and crafty demon, that 
   gradually involves her followers in dependence and debts, and 
   so fetters them with irons that enter into their inmost souls. 


   Economy is in itself a source of great revenue. 


   Without economy none can be rich, and with it few will be poor. 


   It is no small commendation to manage a little well.  To live 
   well in abundance is the praise of the estate, not of the 
   person.  I will study more how to give a good account of my 
   little, than how to make it more. 
                                             Joseph Hall

   There is no gain so certain as that which arises from sparing 
   what you have. 

                                                Publius Syrus

   A man's ordinary expenses ought to be but to the half of his 
   receipts, and if he thinks to wax rich, but to the third part. 

   He who is taught to live upon little owes more to his father's 
   wisdom than he that has a great deal left him does to his 
   father's care. 

   Take care to be an economist in prosperity; there is no fear 
   of your not being one in adversity. 

   Not to be covetous, is money; not to be a purchaser, is a 


   Let honesty and industry be thy constant companions, and spend 
   one penny less than thy clear gains; then shall thy pocket 
   begin to thrive; creditors will not insult, nor want oppress, 
   nor hunger bite, nor nakedness freeze thee. 

   Proportion and propriety are among the best secrets of domestic 
   wisdom; and there is no surer test of integrity than a well-
   proportioned expenditure.  
                                                     Hannah More

   The man who will live above his present circumstances is in 
   great danger of soon living much beneath them; or as the 
   Italian proverb says, "The man that lives by hope, will die by 

   A man may, if he knows not how to save as he gets, keep his 
   nose all his life to the grindstone and die not worth a groat 
   after all. 

   Ere you consult fancy, consult your purse. 


   The world abhors closeness, and all but admires extravagance; 
   yet a slack hand shows weakness, and a tight hand strength. 


   Take care of the pence, and the pounds will take care of 

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